Compass Lending is the only company I will use. I recently did my refinance with them and could not be more satisfied with the process. Communication is fast and efficient. Ryan is extremely knowledgeable and was able to confirm details immediately while we were on the phone. There was an appraisal waiver which saved me a lot of money on the refinance costs, and made the entire time process so much faster. Start to finish has been about 2 weeks, and less than a month to funding. I trust Ryan and his team without question and credit them for my ability to get the best rates available.